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Women come to me with different stories, but the one thing they all have in common is their commitment to their financial success.
One of the ways you can work with me is through my Book Study Groups. |
Book Study Group participants are likely to be successful working with me if they:
- Are making a good living, but still seem to be struggling with money.
- Have a spouse who manages all of their money, and she wants that to change.
- Come from a wealthy family but has never had a comfortable relationship with money.
- Are dissatisfied with life in general and believes that improving the way she behaves with her money is a good place for change to begin.
I work with a variety of women, helping them improve their relationship with money. I’d like to help you get started on your new money relationship. Tell me if any of these statements sound like you.
- Day-to-day money management is a struggle or important money management tasks cause you to feel overwhelmed. Debra’s business was beginning to show signs of success, motivating her to gain control of her cash flow and learn to budget. After the book study group was over, we worked together for several weeks, yet she continued to struggle with the task of balancing her checkbook. She finally concluded that it would be a better use of her time to hire a bookkeeper who would work closely with her, helping her to manage both her personal and business money matters. After this basic money management task was in order, she was able to look at the bigger picture. We were able to create a new business plan for her business and an investment strategy for retirement.
- You mean to create a budget but it just doesn’t seem to happen. Edna came to coaching because she didn’t know how to get started on or how to maintain a budget for her family. Just the word, “budget” made her uncomfortable. We began slowly, working through the budgeting spreadsheet section by section until a clear picture of her income and spending emerged. She is now able to review and revise her budget on a regular basis, making adjustments as necessary.
- You are someone who believes that you’re not trustworthy with money. Are you reluctant to carry cash because you’re afraid you’ll spend it ? Lisa believed that she would carelessly spend whatever cash was in her pocket and her solution was to never have more than $20 with her. We challenged and explored this idea and she remembered that her mother had been careless with her money, causing many arguments between her parents. I sent her to the ATM for $100 and she discovered that she is, in fact, very responsible with her money. Carrying more than $20 in cash is no longer a source of discomfort for her.
- You don’t allow yourself to enjoy the money you have in your life. Dian’s father had accumulated several commercial buildings in Los Angeles and when he died, the family business he passed to his daughters was quite substantial. Dian stepped in as the President of the company and started receiving quarterly payments for her services. The first time we met, she had several of these checks on her desk, un-cashed. Up until this time, her husband took care of all of their money, and she asked me to go to the bank with her to set up an account just for this new income. She wanted the money to be spent in a meaningful way, not just carelessly used. We created a plan detailing how the money would be used that she was comfortable with and excited about.
- You don’t have a relationship with a Financial Advisor, CPA or Attorney who you feel comfortable working with. One of my clients, Elaine B. wasn’t comfortable with the Financial Advisor who managed her company’s 401(k) plan, and so she didn’t follow his recommendations. Sadly, she spent 20 years invested in low-income bonds and cash and missed out on the significant stock market growth that had occurred.
- You don’t have a will and avoid doing your estate planning because you don’t want to think about your death. Mary has a very successful business, a million dollar home, a vacation home, investment property and is married with 4 children. She is struggling to complete her estate plan because she is superstitious and believes that talking about death will bring it about. She also is reluctant to burden anyone with the care of her children and can’t decide whom to name as a guardian. In the meantime, she lives day-to-day without a will or trust, leaving those she cares most about in the world vulnerable to the legal process that would be necessary if something were to happen to her.
- You just don’t have a vision for your future that excites you. Martha joined my book study group to help her increase the income she was making from a new multi-level marketing business. After completing the books and participating in the coaching group, she realized that multi-level marketing wasn’t for her. Not only was she not enjoying it, she wasn’t accomplishing even the smallest established goals. She decided she’d had enough. We began to talk about the things she enjoyed in life and what her strengths are, and she’s off in a completely different direction, motivated and excited about a new career.
No matter which of these situations you find yourself in, I can help you. Learn more about how I work with clients or go ahead and schedule a Free 30 Minute Phone Consultation.
